Zdravotní pojištění cizinců v ČR

Health insurance for foreigners in the Czech Republic

Health insurance is available to everyone in the Czech Republic, whether you are visiting for a few days or planning a long-term stay for tourism, work, or study.

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When does the obligation or opportunity to obtain health insurance arise?

Foreigners with permanent residence in the Czech Republic

Foreigners with permanent residence in the Czech Republic

Every person who has permanent residence in the Czech Republic (i.e., even foreigners) is required by law to have health insurance in the Czech Republic.

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Foreigners without permanent residence in the Czech Republic

Foreigners without permanent residence in the Czech Republic

An employee in the Czech Republic or a self-employed person in the Czech Republic can also be insured.

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Specific cases

Specific cases

  • insurance for asylum seekers
  • insurance for children of foreigners
  • insurance for foreigners under temporary protection
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Foreigners with permanent residence in the Czech Republic

Every person who has permanent residence in the Czech Republic (i.e., even foreigners) is required by law to have health insurance in the Czech Republic.

Health insurance for such persons is established upon acquiring permanent residence in the Czech Republic and ceases upon the death of the insured person or her/his declaration of death or upon termination of permanent residence in the Czech Republic.

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Foreigners with permanent residence in the Czech Republic
Foreigners without permanent residence in the Czech Republic

Foreigners without permanent residence in the Czech Republic

A foreigner from countries outside the European Union (EU) / outside the European Economic Area (EEA) / from Switzerland, who does not have permanent residence in the Czech Republic, has the possibility to be included in the public health insurance system as:

Based on agreements between the Czech Republic and the USA, Japan, Turkey, North Macedonia, Serbia, Montenegro, Albania, Tunisia, and Syria, foreign insured persons employed or doing business in the Czech Republic become participants in the Czech health insurance system. This also means that they must deregister from health insurance in their home country. A similar process applies in the case of an association agreement with Maghreb countries (Algeria, Morocco, Tunisia) and the state of Israel.

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Specific cases

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Children born in the Czech Republic to foreign women with a long-term residence permit

Children newly born to foreigners with long-term residence permits will be automatically included in the Czech health insurance system.

Children born in the Czech Republic, whose mother has a long-term residence permit in the Czech Republic at the time of birth, and whose the father does not have permanent residence, will be automatically included in the public health insurance system from birth for a minimum of two months, precisely until the end of the month in which they reach 60 days of age. For the child's further stay, it is necessary to obtain commercial health insurance unless the child acquires another form of residence permit.

The legal representative of the child is required by law to report the birth of the child to the health insurance company with which the mother or father of the child has an insurance contract on the day of the child's birth within 8 days from the date of birth. If the parents do not have health insurance in the Czech Republic, it is necessary to notify the General Health Insurance Company of the Czech Republic about the birth of the child.

Insurance Enrollment

Emergency Care

Only essential medical treatment in the Czech Republic.

from 400 Kč /month Included in the insurance:

  • necessary and urgent examination for diagnosis and treatment plan
  • hospitalization in a hospital
  • medication prescribed on an outpatient basis
  • emergency dental treatment
  • transportation to a medical facility
  • repatriation to the insured's home country
  • 24/7 assistance service

You pay out of pocket:

  • preventive care
  • therapeutic and institutional care
  • rehabilitation
  • vaccination for child policyholders
  • psychiatric and psychological treatment
  • treatment of diseases such as hepatitis or HIV/AIDS
  • treatment of congenital defects
  • organ transplants, treatment of hemophilia, insulin therapy, and hemodialysis

Comprehensive Care

We provide the widest healthcare along with prevention. Our comprehensive care is comparable to what health insurance in the Czech Republic offers.

from 1 472 Kč /month

Included in the insurance:

  • preventive care
  • diagnostic care
  • outpatient care
  • dispensary care for patients at risk of chronic diseases
  • institutional and therapeutic care
  • rehabilitation
  • emergency services
  • patient transport and provision of outpatient prescribed medications
  • repatriation of the insured
  • 24/7 assistance service